Credit Bureaus & Reporting Agencies
Improve Your Credit Score
At a certain point in time I realized that I needed to pay attention to my credit score.
A good credit score is almots always the most important factor when making a large purchase, specifically a home.
Most of the information regarding your credit history is stored by the 3 major credit bereaus listed below.
Once I applied for a mortgage to purchase my first home, I was immediately notified of the minimum credit score I would need to even be eligible.
Understanding that I would rather purchase a home then to pay rent, I began my quest to improve my score.
The first step I took is known as a self loan or self lender program, Self.inc.
In essence, you give yourself a loan, make 12 monthly payments, and get your money back.
The on time payments are reported to the credit reporting agencies which show as positive marks on your credit report, incresing your credit score.
You select the amount of the loan, monthly payments, and can even set up direct debit to make sure you don't miss a payment.
Obviously I did some research to make sure their were no bad reviews of the company and that this was not a scam.
Within the first month, my credit monitoring service already had knowledge of the "new line of credit" in "on-time" status.
This is an amazing service for anyone who wants to improve their credit score.
Try the self-lender program at Self.inc.
3 Major Credit Bureaus
Free Credit Report
Credit Reporting and Repair
Lexington Law is a consumer advocacy law firm and a trusted leader in the credit repair industry. They have helped hundreds of thousands of Americans work to improve their credit by working to ensure that client credit reports are fair, accurate and substantiated. For a number of years, Lexington Law Firm has led the credit repair industry. Unmatched in credit repair knowledge, technology, and regulatory compliance, we stand alone at the top of the field.
Lexington Law Firm has led the charge to bring ethical and effective credit repair services to consumers. We have assisted more clients in their fight for fair credit than any other credit repair company or firm.
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